iRupee - Instant Personal Loan

😉 Are you looking for a Salary Advance, Instant Cash, or a Personal Loan? On iRupee App , Get the cash you need without any credit checks, complex procedures or paperwork!

The App is a platform which provide unsecured loan products. The services are vary according to different cities. We provide the secure online financial service. We can provide customers with reliable loan service according to their personal requirements.

🏆 Product Characteristics:

‣ High Loan Amount: From ₹2,000 to ₹ 100,000

‣ Minimum APR: 10%, Maximum APR: 34%

‣ Repayment Tenure: 91days - 3 years

‣ Age requirement must be 18 or above

📝 Loan Calculation:

‣ Example: If a customer takes a loan of ₹10,000 for a period of 91days, at an annual interest rate of 11.99% APR, then the customer will pay an EMI for 91days of ₹3,400 per month. Total payment over 91days will be ₹10,200 (including principal and Interest).

💰 Types of Instant Loans we provide:

‣ Personal loans for salaried professionals: Salaried professionals can receive advance salary loans to cover small but urgent needs and have money transferred straight into their bank account

‣ Small personal loans: Get quick personal loans online up to Rs. 60,000 and repay in 12 months!

‣ Cash loan: Our cash loans can help you cover everything from monthly grocery bills to children’s schools fees and even outstanding bills that need to be cleared!

‣ Loans for self-employed: We are one of the only online loan apps in India that accepts self-employed professional & salaried applicants.

📄 Eligibility Criteria:

To get an instant loan from iRupee, you need to be:

‣ An Indian Citizen

‣ Aged 22-59

‣ Salaried/self-employed with a minimum income of 10K per month

📜 Documents Required to avail an Instant Loan:

‣ Aadhaar

‣ PAN

‣ Selfie

🌟 Why iRupee?

- Loan application to approval in 30 minutes

- Online loan app in India with 24/7 availability

- No credit history required

- Minimum eligible salary Rs. 10,000

- Only Aadhaar, PAN card, and selfie required

- PAN India presence

- No upfront or membership fees

🤫 What can I do with a iRupee personal loan?

✓ Monthly Groceries: Cover your grocery bills with our salary advance loans!

✓ Medical Expenses: Dealing with urgent medical expenses is easy with our hassle-free instant loans.

✓ Rent: Our finance solutions double up as salary advance loans, helping you deal with rent even if your next pay cheque is still a long way off!

✓ School Fees: Get cash loans to cover your children’s schools fees!

✓ Paying Bills: If you have mounting bills and are facing an end-of-month cash crunch, cover your outstanding bills with just a few taps - get an advance salary loan from iRupee!

🤔 How to Get Loans?

‣ 1.Install the APP from Google Play.

‣ 2.Fill out your information then submit the application in the loan product you choose.

‣ 4.View and confirm the loan agreement.

‣ 5.Waiting for review.

The app only checks financial transaction text messages when needed, including only financial SMS sent by 6-digit alphanumeric senders from your inbox which helps us in identifying the various bank accounts that you may be holding, cash flow patterns, description and amount of the transactions undertaken by you as a user to help us perform a credit risk assessment which enables us to determine your risk profile and to provide you with the appropriate credit analysis. This process will enable you to take financial facilities from the regulated financial entities available on the Platform. This Financial SMS data also includes your historical data.

🔐 States where we are currently offering our Personal Loans:

Our instant loan online app is available for use all over India!

📨 Contact Us

‣ Email: LoanTime@outlook.com

‣ Working hours: 10 am. - 17 pm. (Monday to Firday)